Non-custodial settlement
Payments go to the merchant wallet you configure. BoltUtil monitors chain activity and does not need to hold user funds.
USDT TRC20 vs ERC20 vs BEP20 for payment checkout
Different USDT networks create different buyer experiences. BoltUtil supports all three so merchants can route payments by customer preference.
- Built for
- TRC20 for broad USDT usage
- Built for
- ERC20 for Ethereum users
- Built for
- BEP20 for BNB Chain users
Same API, different network value
POST /api/v1/order/create
X-Bolt-Key: bt_live_xxx
Content-Type: application/json
{
"externalOrderId": "ORDER_2026_001",
"amount": 199.00,
"currency": "USDT",
"network": "TRC20",
"notifyUrl": "https://merchant.com/webhooks/boltutil",
"returnUrl": "https://merchant.com/orders/001"
}Selection framework
Use this comparison when choosing which networks to offer on your checkout page.
- 01
Offer the network your customers already use.
- 02
Use one order API to keep backend integration consistent.
- 03
Match payments by network, address, and amount.
- 04
Review webhook logs to see which rails your customers prefer.
Three USDT networks
Accept USDT on TRC20, ERC20, and BEP20 with a single order API and unified webhook payload.
Webhook-first automation
Your system receives a signed callback when a transaction is detected and confirmed on-chain.
Questions merchants ask before going live
These answers help developers, founders, and support teams understand the payment lifecycle before accepting real USDT payments.
Does BoltUtil custody merchant funds? +
No. BoltUtil is designed as a non-custodial monitoring and notification layer. The merchant configures their own settlement wallet.
How does BoltUtil match a payment? +
The scanner matches network, destination address, exact USDT amount, order status, and expiration window before updating the order.
Which USDT networks are supported? +
The current production focus is TRC20, ERC20, and BEP20.
Related resources
Launch a cleaner USDT payment flow
Create orders, monitor transfers, and notify your backend without asking customers to send screenshots.
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