Non-custodial settlement
Payments go to the merchant wallet you configure. BoltUtil monitors chain activity and does not need to hold user funds.
BEP20 USDT payment gateway for BNB Chain checkout
BoltUtil monitors BEP20 USDT transfers, normalizes token decimals, and updates merchant orders when payments are confirmed.
- Built for
- BNB Chain support
- Built for
- USDT decimal normalization
- Built for
- Automated callbacks
Create a BEP20 USDT order
POST /api/v1/order/create
X-Bolt-Key: bt_live_xxx
Content-Type: application/json
{
"externalOrderId": "ORDER_2026_001",
"amount": 199.00,
"currency": "USDT",
"network": "BEP20",
"notifyUrl": "https://merchant.com/webhooks/boltutil",
"returnUrl": "https://merchant.com/orders/001"
}BEP20 payment flow
Best for merchants whose buyers prefer BNB Chain transfers and exchange withdrawals.
- 01
Create a payment order with amount, network, order ID, and return URL.
- 02
Show the generated checkout URL, wallet address, QR code, and exact USDT amount to the buyer.
- 03
BoltUtil scans TRC20, ERC20, or BEP20 transfers and matches the order by network, address, and amount.
- 04
After confirmation, BoltUtil sends a signed webhook to your server with the transaction hash and status.
Three USDT networks
Accept USDT on TRC20, ERC20, and BEP20 with a single order API and unified webhook payload.
Webhook-first automation
Your system receives a signed callback when a transaction is detected and confirmed on-chain.
Questions merchants ask before going live
These answers help developers, founders, and support teams understand the payment lifecycle before accepting real USDT payments.
Does BoltUtil custody merchant funds? +
No. BoltUtil is designed as a non-custodial monitoring and notification layer. The merchant configures their own settlement wallet.
How does BoltUtil match a payment? +
The scanner matches network, destination address, exact USDT amount, order status, and expiration window before updating the order.
Which USDT networks are supported? +
The current production focus is TRC20, ERC20, and BEP20.
Related resources
Launch a cleaner USDT payment flow
Create orders, monitor transfers, and notify your backend without asking customers to send screenshots.
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