Non-custodial settlement
Payments go to the merchant wallet you configure. BoltUtil monitors chain activity and does not need to hold user funds.
ERC20 USDT payment gateway for Ethereum merchants
BoltUtil watches Ethereum USDT Transfer logs, matches them to pending merchant orders, and sends signed confirmation webhooks after the configured block confirmations.
- Built for
- Ethereum USDT logs
- Built for
- Confirmation tracking
- Built for
- HMAC webhook payloads
Create an ERC20 USDT order
POST /api/v1/order/create
X-Bolt-Key: bt_live_xxx
Content-Type: application/json
{
"externalOrderId": "ORDER_2026_001",
"amount": 199.00,
"currency": "USDT",
"network": "ERC20",
"notifyUrl": "https://merchant.com/webhooks/boltutil",
"returnUrl": "https://merchant.com/orders/001"
}ERC20 payment flow
Best for merchants serving users who hold USDT on Ethereum and require a reliable notification layer.
- 01
Create a payment order with amount, network, order ID, and return URL.
- 02
Show the generated checkout URL, wallet address, QR code, and exact USDT amount to the buyer.
- 03
BoltUtil scans TRC20, ERC20, or BEP20 transfers and matches the order by network, address, and amount.
- 04
After confirmation, BoltUtil sends a signed webhook to your server with the transaction hash and status.
Three USDT networks
Accept USDT on TRC20, ERC20, and BEP20 with a single order API and unified webhook payload.
Webhook-first automation
Your system receives a signed callback when a transaction is detected and confirmed on-chain.
Questions merchants ask before going live
These answers help developers, founders, and support teams understand the payment lifecycle before accepting real USDT payments.
Does BoltUtil custody merchant funds? +
No. BoltUtil is designed as a non-custodial monitoring and notification layer. The merchant configures their own settlement wallet.
How does BoltUtil match a payment? +
The scanner matches network, destination address, exact USDT amount, order status, and expiration window before updating the order.
Which USDT networks are supported? +
The current production focus is TRC20, ERC20, and BEP20.
Related resources
Launch a cleaner USDT payment flow
Create orders, monitor transfers, and notify your backend without asking customers to send screenshots.
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