Non-custodial settlement
Payments go to the merchant wallet you configure. BoltUtil monitors chain activity and does not need to hold user funds.
USDT payments for cross-border services
Cross-border merchants can use BoltUtil to accept stablecoin payments from customers who already use USDT across multiple networks.
- Built for
- Global wallet users
- Built for
- Multi-chain checkout
- Built for
- Merchant wallet settlement
Cross-border order example
POST /api/v1/order/create
X-Bolt-Key: bt_live_xxx
Content-Type: application/json
{
"externalOrderId": "ORDER_2026_001",
"amount": 199.00,
"currency": "USDT",
"network": "TRC20",
"notifyUrl": "https://merchant.com/webhooks/boltutil",
"returnUrl": "https://merchant.com/orders/001"
}Cross-border payment flow
Best for agencies, service providers, exporters, remote teams, and international digital businesses.
- 01
Create a payment order with amount, network, order ID, and return URL.
- 02
Show the generated checkout URL, wallet address, QR code, and exact USDT amount to the buyer.
- 03
BoltUtil scans TRC20, ERC20, or BEP20 transfers and matches the order by network, address, and amount.
- 04
After confirmation, BoltUtil sends a signed webhook to your server with the transaction hash and status.
Three USDT networks
Accept USDT on TRC20, ERC20, and BEP20 with a single order API and unified webhook payload.
Webhook-first automation
Your system receives a signed callback when a transaction is detected and confirmed on-chain.
Questions merchants ask before going live
These answers help developers, founders, and support teams understand the payment lifecycle before accepting real USDT payments.
Does BoltUtil custody merchant funds? +
No. BoltUtil is designed as a non-custodial monitoring and notification layer. The merchant configures their own settlement wallet.
How does BoltUtil match a payment? +
The scanner matches network, destination address, exact USDT amount, order status, and expiration window before updating the order.
Which USDT networks are supported? +
The current production focus is TRC20, ERC20, and BEP20.
Related resources
Launch a cleaner USDT payment flow
Create orders, monitor transfers, and notify your backend without asking customers to send screenshots.
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